Borrowers who have steady income and good credit, but not much money in the bank, will find that it recently became easier to buy a home.
Down payment requirements, which rose after the subprime mortgage crisis, are easing again as lenders and mortgage backers try to draw in new buyers.
"It's one of the things that's inhibiting first-time homebuyers," said Rob Chrane, president of Down Payment Resource. "There are a lot more people who can qualify for...Read more
Police in riot gear hold a line as they watch demonstrators Oct. 12 2014, in St. Louis protest the shooting deaths of Michael Brown and Vonderrit Myers Jr. When good cops don’t speak up about the bad actors in their ranks, they betray the public trust.
At the center of the discussion of the #blacklivesmatter movement is the issue of law enforcement’s relationship with communities of color. While there are myriad issues related to improving conditions for...Read more
An unusual and revealing political fight over health care has been unfolding in Florida. It's unusual because it pits Rick Scott, the Republican governor, against some members of his own party. It's revealing because it lays bare the motives of the Affordable Care Act's most determined detractors. Conservatives have plenty of genuine, intellectually honest reservations about the changes that came with Obamacare. They don't like the new government spending and regulation, for example. In some...Read more
What are the most oppressed groups in America? If you guessed white men and Christians, then you might be a Bill O'Reilly viewer.
"If you're a Christian or a white man in the USA, it's open season on you," O'Reilly said on "The O'Reilly Factor" on Fox News Channel Monday night.
That, he said, could work to the advantage of Democratic presidential hopeful Hillary Clinton.
The conservative talk show host said Clinton could center her campaign around being...Read more
President Barack Obama's health care reform law continues to increase the share of Americans who have health insurance, a new Gallup poll shows.The Affordable Care Act was designed to slash the percentage of Americans who lack health insurance, and it's working.
The uninsured rate fell to 11.9 percent during the first quarter of this year, 1 percentage point below the rate at the close of 2014, according to the findings of a Gallup-Healthways Well-Being Index poll...Read more
Hillary Rodham Clinton's long-anticipated announcement Sunday that she’s running for president may not have said much about policy, but it delivered an unambiguous message about the voters and a major theme she hopes will carry her to the White House.
Clinton does not appear until two-thirds of the way through the two-minute, 20-second announcement video. Instead, her campaign presented a montage of the modern Democratic electoral coalition: two young mothers, one talking about moving to a...Read more
The flurry of diplomacy, which kicked off Friday evening with an historic handshake between Obama and Castro, was aimed at injecting fresh momentum into their months-old plan to restore normal relations between their countries.
"The Cold War has been over for a long time," Obama said. "And I'm not interested in having battles frankly that started before I was born."
Castro, in a meandering, nearly hour-long speech to the summit, ran through an exhaustive history of perceived...Read more